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Unemployment
Unemployment Insurance
Overview
Unemployment Insurance provides temporary income to workers who have lost their jobs through no fault of their own while they search for new employment.
Who Qualifies
- Lost job through no fault of your own (layoff, reduction in force)
- Worked enough weeks and earned enough wages (varies by state)
- Able and available to work
- Actively searching for work
How to Apply
- 1File a claim with your state unemployment office
- 2Most states require online filing
- 3Provide information about your past employers
- 4Register with your state job service
What You Get
Weekly payments typically replace 40-50% of your previous wages, up to a state maximum. Usually lasts 26 weeks.
Processing Time
First payment usually within 2-3 weeks if approved.
Important Tips
- 💡 File immediately after losing your job - there's a waiting week
- 💡 Keep records of your job search activities
- 💡 Report any earnings while receiving benefits
- 💡 Unemployment benefits are taxable income
This information is for general guidance only. Eligibility rules vary by state and change frequently. Always verify with official sources or contact your local benefits office.